/* === Design Tokens === */
:root,
[data-theme='light'] {
  --color-bg: #f7f6f2;
  --color-surface: #f9f8f5;
  --color-surface-2: #fbfbf9;
  --color-surface-offset: #f3f0ec;
  --color-border: #d4d1ca;
  --color-divider: #dcd9d5;
  --color-text: #28251d;
  --color-text-muted: #7a7974;
  --color-text-faint: #bab9b4;
  --color-text-inverse: #f9f8f4;
  --color-primary: #01696f;
  --color-primary-hover: #0c4e54;
  --color-primary-active: #0f3638;
  --color-primary-highlight: #e8f0f0;
  --color-warning: #964219;
  --color-success: #437a22;
  --shadow-sm: 0 1px 2px rgba(40,37,29,0.06);
  --shadow-md: 0 4px 12px rgba(40,37,29,0.08);
  --shadow-lg: 0 12px 32px rgba(40,37,29,0.12);
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;
  --transition: 180ms cubic-bezier(0.16, 1, 0.3, 1);
  --font-display: 'Cabinet Grotesk', 'Georgia', serif;
  --font-body: 'Satoshi', 'Helvetica Neue', sans-serif;
}

[data-theme='dark'] {
  --color-bg: #171614;
  --color-surface: #1c1b19;
  --color-surface-2: #201f1d;
  --color-surface-offset: #1d1c1a;
  --color-border: #393836;
  --color-divider: #262523;
  --color-text: #cdccca;
  --color-text-muted: #797876;
  --color-text-faint: #5a5957;
  --color-text-inverse: #2b2a28;
  --color-primary: #4f98a3;
  --color-primary-hover: #227f8b;
  --color-primary-active: #1a626b;
  --color-primary-highlight: #313b3b;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.2);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.3);
  --shadow-lg: 0 12px 32px rgba(0,0,0,0.4);
}

/* === Base === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-font-smoothing: antialiased; scroll-behavior: smooth; scroll-padding-top: 70px; }
body { min-height: 100dvh; line-height: 1.6; font-family: var(--font-body); font-size: 16px; color: var(--color-text); background: var(--color-bg); }
img { display: block; max-width: 100%; height: auto; }
a { color: var(--color-primary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-primary-hover); }
h1, h2, h3 { text-wrap: balance; line-height: 1.15; font-family: var(--font-display); }
p, li { text-wrap: pretty; max-width: 72ch; }

/* === Layout === */
.container { max-width: 960px; margin: 0 auto; padding-inline: clamp(1rem, 5vw, 2rem); }
.container.narrow { max-width: 720px; }
.centered { text-align: center; }
.centered p, p.centered { margin-inline: auto !important; }
.section { padding-block: clamp(2.5rem, 6vw, 5rem); }
.section-alt { background: var(--color-surface); }

/* === Header === */
.header { position: sticky; top: 0; z-index: 50; background: color-mix(in oklab, var(--color-bg) 92%, transparent); backdrop-filter: blur(12px); border-bottom: 1px solid var(--color-border); }
.header-inner { max-width: 1100px; margin: 0 auto; padding: 0.75rem clamp(1rem, 5vw, 2rem); display: flex; align-items: center; gap: 1.5rem; }
.logo { display: flex; align-items: center; gap: 0.5rem; color: var(--color-primary); font-family: var(--font-display); font-weight: 700; font-size: 1.1rem; white-space: nowrap; }
.logo-text { display: none; }
@media (min-width: 480px) { .logo-text { display: inline; } }
.nav { display: none; gap: 1.5rem; margin-left: auto; }
@media (min-width: 768px) { .nav { display: flex; } }
.nav-link { font-size: 0.9rem; font-weight: 500; color: var(--color-text-muted); padding: 0.25rem 0; border-bottom: 2px solid transparent; transition: all var(--transition); }
.nav-link:hover, .nav-link.active { color: var(--color-primary); border-bottom-color: var(--color-primary); }
.theme-toggle { margin-left: auto; color: var(--color-text-muted); padding: 0.25rem; display: flex; align-items: center; }
@media (min-width: 768px) { .theme-toggle { margin-left: 0; } }
.menu-toggle { display: flex; align-items: center; color: var(--color-text); }
@media (min-width: 768px) { .menu-toggle { display: none; } }

/* Mobile menu */
.nav.open { display: flex; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; background: var(--color-bg); border-bottom: 1px solid var(--color-border); padding: 1rem; gap: 0.5rem; }

/* === Hero === */
.hero { position: relative; min-height: 70vh; display: flex; align-items: center; justify-content: center; text-align: center; padding: 4rem 1.5rem; overflow: hidden; }
.hero-sm { min-height: 50vh; }
.hero-bg { position: absolute; inset: 0; background: linear-gradient(135deg, var(--color-primary) 0%, #0c4e54 50%, #0f3638 100%); z-index: -2; }
.hero-bg::after { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 70% 30%, rgba(255,255,255,0.08), transparent 60%); }
.hero-bg-alt { background: linear-gradient(135deg, #0c4e54 0%, var(--color-primary) 50%, #1a626b 100%); }
.hero-content { position: relative; z-index: 1; max-width: 800px; color: #f9f8f4; }
.hero-eyebrow { font-size: 0.8rem; font-weight: 500; letter-spacing: 0.08em; text-transform: uppercase; opacity: 0.7; margin-bottom: 1rem; margin-inline: auto; }
.hero-title { font-size: clamp(2rem, 1rem + 4vw, 3.5rem); font-weight: 800; line-height: 1.1; margin-bottom: 1rem; color: #fff; }
.hero-sub { font-size: clamp(1rem, 0.9rem + 0.5vw, 1.25rem); opacity: 0.85; margin-bottom: 2rem; max-width: 600px; margin-inline: auto; }
.hero-cta { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* === Buttons === */
.btn { display: inline-flex; align-items: center; justify-content: center; font-family: var(--font-body); font-size: 0.95rem; font-weight: 500; padding: 0.7rem 1.5rem; border-radius: var(--radius-full); transition: all var(--transition); cursor: pointer; }
.btn-primary { background: #fff; color: var(--color-primary); }
.btn-primary:hover { background: var(--color-primary-highlight); color: var(--color-primary-hover); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.hero .btn-primary { background: #fff; color: #01696f; }
.hero .btn-primary:hover { background: #e8f0f0; }
.btn-ghost { color: #fff; border: 1px solid rgba(255,255,255,0.4); }
.btn-ghost:hover { background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.6); }
.btn-large { font-size: 1.05rem; padding: 0.85rem 2rem; }
.section .btn-primary { background: var(--color-primary); color: #fff; }
.section .btn-primary:hover { background: var(--color-primary-hover); color: #fff; box-shadow: var(--shadow-md); }
.cta-center { text-align: center; margin-top: 2.5rem; }

/* === Section Titles === */
.section-title { font-size: clamp(1.5rem, 1rem + 1.5vw, 2rem); font-weight: 700; margin-bottom: 1.5rem; }
.section-title.light { color: #fff; }
.section-lead { font-size: 1.1rem; color: var(--color-text-muted); margin-bottom: 1.5rem; max-width: 65ch; }
.centered .section-lead, .section-lead.centered { margin-inline: auto !important; }

/* === About === */
.about-grid { display: grid; gap: 2rem; align-items: start; }
@media (min-width: 640px) { .about-grid { grid-template-columns: 200px 1fr; } }
.about-image img { border-radius: var(--radius-lg); width: 100%; max-width: 200px; }
.about-text p { margin-bottom: 1rem; }

/* === Product Grid === */
.product-grid { display: grid; gap: 1rem; margin-top: 2rem; align-items: start; }
@media (min-width: 580px) { .product-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 900px) { .product-grid { grid-template-columns: repeat(3, 1fr); } }
.product-card { background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-lg); padding: 1.25rem; }
.product-card.highlight { border-color: var(--color-primary); background: var(--color-primary-highlight); }
.product-name { display: block; font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; color: var(--color-text); margin-bottom: 0.4rem; }
.product-card.highlight .product-name { color: var(--color-primary); }
.product-desc { display: block; font-size: 0.9rem; color: var(--color-text-muted); line-height: 1.5; }

/* === Trust Grid === */
.trust-grid { display: grid; gap: 1rem; margin-top: 2rem; }
@media (min-width: 580px) { .trust-grid { grid-template-columns: repeat(2, 1fr); } }
.trust-item { display: flex; flex-direction: column; gap: 0.25rem; padding: 1rem; background: var(--color-bg); border-radius: var(--radius-md); border: 1px solid var(--color-border); }
.trust-label { font-size: 0.8rem; font-weight: 500; text-transform: uppercase; letter-spacing: 0.05em; color: var(--color-text-faint); }
.trust-value { font-size: 1rem; font-weight: 500; color: var(--color-text); }

/* === Benefits Grid === */
.benefits-grid { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; margin: 2rem 0; }
.benefit-card { display: flex; flex-direction: column; align-items: center; gap: 0.5rem; padding: 1.25rem 1.5rem; background: var(--color-bg); border: 1px solid var(--color-border); border-radius: var(--radius-lg); min-width: 130px; }
.benefit-icon { font-size: 1.5rem; color: var(--color-primary); }
.benefit-card span { font-size: 0.9rem; font-weight: 500; }

/* === Checklist === */
.checklist { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 0.75rem; }
.checklist li { position: relative; padding-left: 1.75rem; max-width: none; }
.checklist li::before { content: '✓'; position: absolute; left: 0; top: 0; color: var(--color-primary); font-weight: 700; font-size: 1.1rem; }

/* === Steps Grid === */
.steps-grid { display: grid; gap: 1.5rem; margin-top: 2rem; }
@media (min-width: 580px) { .steps-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 900px) { .steps-grid { grid-template-columns: repeat(4, 1fr); } }
.step-card { padding: 1.5rem; background: var(--color-bg); border-radius: var(--radius-lg); border: 1px solid var(--color-border); }
.step-number { display: inline-flex; align-items: center; justify-content: center; width: 2rem; height: 2rem; border-radius: 50%; background: var(--color-primary); color: #fff; font-weight: 700; font-size: 1rem; margin-bottom: 0.75rem; }
.step-card h3 { font-size: 1rem; margin-bottom: 0.5rem; }
.step-card p { font-size: 0.9rem; color: var(--color-text-muted); }

/* === FAQ === */
.faq-list { display: flex; flex-direction: column; gap: 0.75rem; margin-top: 1.5rem; }
.faq-item { background: var(--color-bg); border: 1px solid var(--color-border); border-radius: var(--radius-md); padding: 1rem 1.25rem; }
.faq-item summary { font-weight: 600; cursor: pointer; font-size: 1rem; list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: '+'; float: right; font-size: 1.2rem; color: var(--color-primary); }
.faq-item[open] summary::after { content: '−'; }
.faq-item p { margin-top: 0.75rem; color: var(--color-text-muted); font-size: 0.95rem; }

/* === Carrier Grid === */
.carrier-grid { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 1rem; margin-top: 2rem; }

/* === Videos === */
.video-section-title { font-family: var(--font-display); font-size: 1.3rem; font-weight: 700; text-align: center; margin: 2.5rem 0 1.5rem; }
.video-grid { display: grid; gap: 2rem; }
@media (min-width: 760px) { .video-grid { grid-template-columns: repeat(2, 1fr); } }
.video-card { display: flex; flex-direction: column; gap: 0.75rem; }
.video-embed { position: relative; width: 100%; padding-bottom: 56.25%; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }
.video-embed iframe { position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none; }
.video-caption { font-size: 0.88rem; color: var(--color-text-muted); text-align: center; }
.carrier-grid .carrier-logo { display: flex; align-items: center; justify-content: center; flex: 0 0 130px; min-height: 84px; padding: 1rem; background: #ffffff; border: 1px solid var(--color-border); border-radius: var(--radius-md); }
.carrier-grid .carrier-logo img { max-width: 100%; max-height: 46px; width: auto; height: auto; object-fit: contain; display: block; }
.carrier-note { margin-top: 1.25rem; text-align: center; font-size: 0.8rem; color: var(--color-text-muted); }

/* === Audience Grid === */
.audience-grid { display: grid; gap: 1rem; margin-top: 1.5rem; }
@media (min-width: 580px) { .audience-grid { grid-template-columns: repeat(2, 1fr); } }
.audience-card { padding: 1.25rem; background: var(--color-bg); border: 1px solid var(--color-border); border-radius: var(--radius-lg); font-size: 0.95rem; }

/* === CTA Section === */
.cta-section { background: linear-gradient(135deg, var(--color-primary) 0%, #0c4e54 100%); }
.cta-section .section-title { color: #fff; }
.cta-section .btn-primary { background: #fff; color: var(--color-primary); }
.cta-section .btn-primary:hover { background: var(--color-primary-highlight); }
.cta-secondary { margin-top: 1rem; }
.cta-secondary a { color: rgba(255,255,255,0.8); font-size: 0.9rem; }
.cta-secondary a:hover { color: #fff; }

/* === Contact Info === */
.contact-info { margin-top: 2rem; color: var(--color-text-muted); }
.contact-info p { margin-bottom: 0.25rem; }
.qr-card { margin-top: 2rem; text-align: center; }
.qr-card img { display: block; margin-inline: auto; border-radius: 12px; border: 1px solid var(--color-border); padding: 8px; background: #fff; }
.qr-caption { margin-top: 0.5rem; font-size: 0.875rem; color: var(--color-text-muted); }

/* === Footer === */
.footer { background: var(--color-surface); border-top: 1px solid var(--color-border); padding: 2rem 1.5rem; }
.footer .container { max-width: 720px; }
.disclaimer { font-size: 0.75rem; color: var(--color-text-faint); margin-bottom: 1rem; max-width: none; }
.footer-contact { font-size: 0.8rem; color: var(--color-text-muted); margin-bottom: 0.25rem; max-width: none; }

/* ==========================================================================
   Coverage Needs Calculator — scoped under .wlg-calc
   Dark dashboard card embedded in the light Nexus page shell.
   ========================================================================== */
.wlg-calc {
  --c-bg: #0F1113;
  --c-panel: #17191C;
  --c-panel-2: #1D2023;
  --c-border: rgba(255,255,255,0.09);
  --c-border-strong: rgba(255,255,255,0.18);
  --c-text: #F2F3F4;
  --c-text-soft: #A8ADB2;
  --c-text-mute: #6E7378;
  --c-teal: #2FA3B4;
  --c-teal-bright: #5FC9D8;
  --c-teal-deep: #1C6B78;
  --c-teal-wash: rgba(47,163,180,0.12);
  --c-debt: #C98A54;
  --c-income: #2FA3B4;
  --c-mortgage: #5FC9D8;
  --c-edu: #D8B25A;
  --c-final: #7A8288;
  --c-good: #4FAE86;
  --c-warn: #D8875A;
  --c-shadow: 0 1px 2px rgba(0,0,0,0.3), 0 12px 32px rgba(0,0,0,0.35);

  background: var(--c-bg);
  color: var(--c-text);
  font-family: var(--font-body);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  border-radius: 16px;
  padding: clamp(20px, 3vw, 32px);
  box-shadow: var(--c-shadow);
}
.wlg-calc *, .wlg-calc *::before, .wlg-calc *::after { box-sizing: border-box; }
.wlg-calc .wlc-wrap { max-width: 1040px; margin: 0 auto; padding: 0; }

.wlg-calc .grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 20px;
  align-items: start;
}
@media (max-width: 860px) { .wlg-calc .grid { grid-template-columns: 1fr; } }

.wlg-calc .card {
  background: var(--c-panel);
  border: 1px solid var(--c-border);
  border-radius: 16px;
  box-shadow: var(--c-shadow);
}

/* ---- Inputs card ---- */
.wlg-calc .inputs-card { padding: 28px 28px 8px; }
.wlg-calc .group-title {
  font-family: var(--font-display);
  font-size: 13.5px;
  letter-spacing: 0.02em;
  color: var(--c-teal-bright);
  font-weight: 700;
  margin: 0 0 4px;
  padding-top: 22px;
  border-top: 1px solid var(--c-border);
}
.wlg-calc .group-title.first { border-top: none; padding-top: 0; }

.wlg-calc .field { margin: 18px 0; }
.wlg-calc .field-label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 14px;
  font-weight: 500;
  color: var(--c-text);
  margin-bottom: 8px;
}
.wlg-calc .field-label .val {
  font-size: 13.5px;
  color: var(--c-teal-bright);
  font-weight: 700;
}
.wlg-calc .field-hint { font-size: 12.5px; color: var(--c-text-mute); margin-top: 5px; }

.wlg-calc input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 4px;
  border-radius: 2px;
  background: var(--c-border-strong);
  outline: none;
  margin: 0;
}
.wlg-calc input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  border-radius: 50%;
  background: var(--c-teal-bright);
  border: 3px solid var(--c-panel);
  box-shadow: 0 0 0 1px var(--c-teal-bright);
  cursor: pointer;
}
.wlg-calc input[type="range"]::-moz-range-thumb {
  width: 18px; height: 18px;
  border-radius: 50%;
  background: var(--c-teal-bright);
  border: 3px solid var(--c-panel);
  box-shadow: 0 0 0 1px var(--c-teal-bright);
  cursor: pointer;
}

.wlg-calc input[type="number"] {
  width: 100%;
  padding: 9px 11px;
  border: 1px solid var(--c-border-strong);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--c-text);
  background: var(--c-panel-2);
}
.wlg-calc input[type="number"]:focus,
.wlg-calc input[type="range"]:focus-visible {
  outline: 2px solid var(--c-teal-bright);
  outline-offset: 2px;
}
.wlg-calc .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ---- Results card ---- */
.wlg-calc .results-card { position: sticky; top: 20px; }
.wlg-calc .results-inner { padding: 28px; filter: blur(7px); pointer-events: none; user-select: none; }
.wlg-calc .results-card.unlocked .results-inner { filter: none; pointer-events: auto; user-select: auto; }
.wlg-calc .results-card.unlocked .gate { display: none; }

.wlg-calc .result-eyebrow {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--c-text-mute);
  font-weight: 600;
  margin: 0 0 6px;
}
.wlg-calc .big-number {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(32px, 5vw, 44px);
  color: var(--c-text);
  margin: 0 0 2px;
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
}
.wlg-calc .big-number-label { font-size: 13.5px; color: var(--c-text-soft); margin: 0 0 22px; }

.wlg-calc .ledger { margin: 18px 0 22px; }
.wlg-calc .ledger-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid var(--c-border);
  font-size: 13.5px;
}
.wlg-calc .ledger-row:last-child { border-bottom: none; }
.wlg-calc .ledger-row .name { color: var(--c-text-soft); }
.wlg-calc .ledger-row .amt { color: var(--c-text); font-weight: 600; }
.wlg-calc .ledger-row.subtract .amt { color: var(--c-good); }
.wlg-calc .ledger-row.total {
  border-top: 2px solid var(--c-border-strong);
  border-bottom: none;
  margin-top: 4px;
  padding-top: 13px;
  font-weight: 600;
}
.wlg-calc .ledger-row.total .name { color: var(--c-text); font-family: var(--font-display); font-size: 14.5px; }
.wlg-calc .ledger-row.total .amt { font-size: 16px; color: var(--c-teal-bright); }

/* Signature element: stacked need bar */
.wlg-calc .stackbar-label {
  font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--c-text-mute); margin-bottom: 8px; font-weight: 600;
}
.wlg-calc .stackbar {
  display: flex;
  width: 100%;
  height: 28px;
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid var(--c-border);
}
.wlg-calc .stackbar > div { height: 100%; transition: width 0.4s ease; }
.wlg-calc .seg-debt { background: var(--c-debt); }
.wlg-calc .seg-income { background: var(--c-income); }
.wlg-calc .seg-mortgage { background: var(--c-mortgage); }
.wlg-calc .seg-edu { background: var(--c-edu); }
.wlg-calc .seg-final { background: var(--c-final); }
.wlg-calc .legend { display: flex; flex-wrap: wrap; gap: 12px 16px; margin-top: 12px; }
.wlg-calc .legend-item { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--c-text-soft); }
.wlg-calc .legend-dot { width: 9px; height: 9px; border-radius: 3px; flex-shrink: 0; }

.wlg-calc .coverage-note {
  margin-top: 22px;
  padding: 14px 16px;
  border-radius: 10px;
  font-size: 13.5px;
  line-height: 1.5;
  border: 1px solid var(--c-border);
  background: var(--c-teal-wash);
  color: var(--c-text);
}
.wlg-calc .coverage-note.gap { border-color: rgba(216,135,90,0.35); background: rgba(216,135,90,0.1); }
.wlg-calc .coverage-note.covered { border-color: rgba(79,174,134,0.35); background: rgba(79,174,134,0.1); }

.wlg-calc .calc-disclaimer {
  margin-top: 28px;
  font-size: 11.5px;
  color: var(--c-text-mute);
  line-height: 1.6;
  border-top: 1px solid var(--c-border);
  padding-top: 16px;
}

@media (prefers-reduced-motion: reduce) { .wlg-calc .stackbar > div { transition: none; } }

/* ---- Lead gate ---- */
.wlg-calc .gate {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 28px;
  z-index: 2;
}
.wlg-calc .gate-box {
  width: 100%;
  background: var(--c-panel-2);
  border: 1px solid var(--c-border-strong);
  border-radius: 16px;
  box-shadow: var(--c-shadow);
  padding: 24px 22px;
}
.wlg-calc .gate-eyebrow { font-size: 12px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--c-teal-bright); font-weight: 600; margin: 0 0 8px; }
.wlg-calc .gate-title { font-family: var(--font-display); font-weight: 700; font-size: 21px; margin: 0 0 8px; color: var(--c-text); }
.wlg-calc .gate-sub { font-size: 13.5px; color: var(--c-text-soft); margin: 0 0 18px; }
.wlg-calc .gate-field { margin-bottom: 12px; }
.wlg-calc .gate-field label { display: block; font-size: 12.5px; font-weight: 500; color: var(--c-text-soft); margin-bottom: 5px; }
.wlg-calc .gate-field input {
  width: 100%;
  padding: 10px 11px;
  border: 1px solid var(--c-border-strong);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--c-text);
  background: var(--c-bg);
}
.wlg-calc .gate-field input:focus { outline: 2px solid var(--c-teal-bright); outline-offset: 1px; }
.wlg-calc .gate-field input:invalid.touched { border-color: var(--c-warn); }
.wlg-calc .gate-submit {
  width: 100%;
  margin-top: 6px;
  padding: 13px 16px;
  background: #FFFFFF;
  color: var(--c-teal-deep);
  border: none;
  border-radius: 999px;
  font-family: var(--font-body);
  font-size: 14.5px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.1s ease;
}
.wlg-calc .gate-submit:hover { background: var(--c-teal-bright); color: #0F1113; }
.wlg-calc .gate-submit:disabled { background: var(--c-border-strong); color: var(--c-text-mute); cursor: not-allowed; }
.wlg-calc .gate-error { font-size: 12.5px; color: var(--c-warn); margin: 8px 0 0; min-height: 16px; }
.wlg-calc .gate-hint { font-size: 12.5px; color: var(--c-teal-bright); margin: 8px 0 0; min-height: 16px; }
.wlg-calc .gate-privacy { font-size: 11px; color: var(--c-text-mute); margin: 12px 0 0; line-height: 1.5; }

/* === Calculator CTA Card (home) === */
.calc-cta {
  max-width: 760px;
  margin: 0 auto;
  background: linear-gradient(135deg, var(--color-primary) 0%, #0c4e54 60%, #0f3638 100%);
  border-radius: var(--radius-xl);
  padding: clamp(2rem, 5vw, 3.25rem);
  text-align: center;
  color: #fff;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.calc-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 78% 18%, rgba(255,255,255,0.14), transparent 55%);
  pointer-events: none;
}
.calc-cta-eyebrow {
  position: relative;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.85;
  margin-bottom: 0.75rem;
}
.calc-cta h2 {
  position: relative;
  font-size: clamp(1.4rem, 1rem + 2vw, 2rem);
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.75rem;
}
.calc-cta p {
  position: relative;
  color: rgba(255,255,255,0.88);
  font-size: 1.05rem;
  max-width: 52ch;
  margin: 0 auto 1.75rem;
}
.calc-cta .btn-primary {
  background: #fff;
  color: var(--color-primary);
}
.calc-cta .btn-primary:hover {
  background: var(--color-primary-highlight);
  color: var(--color-primary-hover);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.calc-cta .calc-cta-note {
  position: relative;
  margin-top: 1.25rem;
  margin-bottom: 0;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.72);
  max-width: 48ch;
}